Equipment Leasing

We have facilitated over $100 Million in funding to thousands of small businesses nationwide. CONTACT US today to see how we can help your business.

 

A Business Equipment Lease seems logical for most of small businesses today due to the fact that leasing provides many benefits that purchasing does not.

We Provide Small Businesses With The Financing They Need To Grow

We offer equipment leasing for startups and established businesses nationwide.We have a number of programs available including $1 Buyout, FMV, 10% Purchase Option and 100% Remodel Financing.We fund when manufacture financing, banks, or SBA can’t regardless of market conditions.We pride ourselves in 48-hour approvals and funding in 5 – 15 business days.

Typical Items Financed

  • Furniture, Fixtures, Millwork, Signage
  • Computers, Printers and POS Systems
  • Vehicles,Trucks and Vans
  • Kitchen and Restaurant Equipment
  • Heavy Machinery
  • Spa, Salon, Manufacturing, Medical Equipment

What We Offer

  • Approvals within 48 hours
  • 24–60 months term
  • 100% financing
  • Fixed monthly payments
  • Simple documentation
  • Funding ranging from $5,000 -$2,000,000

Benefits Of Our Program

  • Potential tax write-offs
  • Build business credit
  • Preserve working capital
  • No large upfront costs
  • Fixed monthly payments for better cash flow management

Types Of Leases

Finance Lease

A common type of equipment lease, finance leases are considered long term leases because the primary lease terms usually run for most of the equipment’s useful life.

Operating Lease

When a lease’s primary term is significantly shorter than the equipment’s useful life, the lease is called an operating lease. Operating leases typically span a few months to a few years, although some are as short as a few hours.

Leveraged Lease

In a leveraged lease, a bank or other lender loans a percentage of the funds to buy the equipment, usually 60% to 80%. Because the lessor has put up only a small percentage of the equipment’s cost, its investment is said to be leveraged because its return is based on 100% of the cost.

Non-leveraged Lease

Also referred to as an unleveraged or a straight lease, a non-leveraged lease occurs when the lessor pays for the equipment from its own funds. Leasing companies often enter into non-leveraged leases.

Service Lease

Lease in which the lessor assumes equipment ownership responsibilities, such as maintenance, repair, insurance, record keeping, or payment of property taxes, in addition to providing the asset financing, are usually called service leases. Service leases generally have relatively short lease terms.