Retirement Funding Program

We have facilitated over $100 Million in funding to thousands of small businesses nationwide. CONTACT US today to see how we can help your business.

Retirement Funding Program is a suite of products for people who have money saved in retirement accounts (401k, IRA, etc). These programs allow people to use these funds for business or investing purposes without the tax penalties.

Invest In Yourself

Our Seniors Funding Program gives you funding you need faster than a bank loan. The business starts debt-free allowing you reach profitability faster because no money is going toward paying back loans. All profits made are totally in your control because you’re investing your trapped retirement money into the business you own.

What Our Customers Say

“My wife and I were able to use $115,000 in combined retirement assets to start our business. The thing that really helped was, when I got in touch with 123BusinessLoan, everybody was really confident. You could tell that everyone had done these types of transactions a number of times and were confident in all the steps. They really took the pain out of this part of the business process (financing).” Mack Miller Massage Envy Franchisee

About Our Program

  •  Fast funding in as little as 2 weeks
  •  Avoid penalties or taxable distributions
  •  No loans, banks, or credit
  •  Start debt-free and reach profitability faster
  •  Total control of your business
  •  Customized solutions to fit your needs
  •  Money can be used for any normal business expense including collateral for a loan

5 Year Management Consultation

You’re now a phone call away from expert advice. At no additional charge you get:

  •  Tax Planning Advice
  •  Legal Structure Advice
  •  Exit Strategy Advice

Typically must have at least $35k saved in an eligible retirement account. This program contains up front fees.